Frequently Asked Questions
What makes Caraway Management different from a private bank?
Caraway Management operates as an independent advisory firm, which means our recommendations are not tied to proprietary products or internal sales targets.
This independence allows us to focus entirely on structuring solutions aligned with your objectives. Combined with a lower client-to-advisor ratio, this results in more direct access, continuity, and a higher level of personal attention.
Do I retain control over my investment decisions?
Yes. We operate on an advisory mandate, not a discretionary one. You retain full control over all investment decisions, and no transactions are executed without your approval.
Our role is to provide structured, professional guidance so that decisions are informed, deliberate, and aligned with your broader strategy.
Will I have full access to my funds?
Yes. You retain full access to your assets at all times.
Liquidity is governed only by the standard settlement cycles of the underlying investments. For publicly traded securities, this typically involves a short settlement period following execution. For less liquid assets, such as private market investments, timelines are defined by the structure of the investment itself and are clearly outlined in advance.
There are no redemption penalties or exit fees imposed by Caraway Management. Liquidity is managed thoughtfully to balance accessibility with long-term investment objectives.
How do you manage clients with assets in multiple countries?
We specialize in cross-border wealth structuring, coordinating assets, tax considerations, and legal frameworks across multiple jurisdictions.
We work alongside local tax and legal advisors where appropriate, ensuring your financial strategy remains efficient, compliant, and globally aligned rather than fragmented by geography.
Can you help consolidate pensions from different countries?
Yes. Many clients accumulate pensions across multiple jurisdictions over the course of their careers.
We assess whether consolidation into appropriate international structures is beneficial, with the aim of improving visibility, flexibility, and long-term efficiency, while carefully managing regulatory and tax considerations.
Do you provide estate planning across jurisdictions?
Yes. Estate planning is a core component of our service, particularly for internationally active clients.
We help structure multi-jurisdictional wills, coordinate with legal professionals, and design frameworks that address inheritance laws, including forced heirship where relevant. The objective is to maintain control and ensure efficient transfer of wealth.
What level of access do I have to private equity and alternative investments?
We provide access to institutional-grade private market opportunities that are typically not available through traditional retail channels.
This includes private equity funds, co-investments, and thematic strategies. Where appropriate, we use feeder structures to allow for more flexible entry points while maintaining a high level of selectivity and quality.
How do you approach risk management?
Risk management is integrated into every aspect of our process.
This includes diversification across asset classes, regions, and sectors, as well as active management of currency exposure. We also consider broader risks, including jurisdictional changes, tax exposure, and digital security.
How are your fees structured?
Our fees are transparent and competitive within the industry.
We believe clarity around costs is essential to building a long-term advisory relationship. There are no hidden layers or unnecessary complexity, and all fees are clearly explained and aligned with the services provided.
How often will my portfolio be reviewed?
We maintain regular, structured reviews, typically on a quarterly basis, alongside ongoing communication as needed.
Portfolios are monitored continuously, and adjustments are made proactively in response to market developments or changes in your circumstances.
Will you work with my existing advisors?
Yes. We frequently coordinate with clients’ tax advisors, legal counsel, and other professionals across multiple jurisdictions.
This ensures that investment decisions, tax planning, and estate structures are aligned, reducing inefficiencies and avoiding conflicting strategies.
How do you support clients approaching retirement?
We approach retirement as a transition to financial independence rather than a fixed endpoint.
This includes structuring multi-currency income streams, consolidating pensions, planning tax-efficient withdrawals, and modeling long-term cash flow to ensure sustainability across different scenarios and jurisdictions.
Is there a minimum asset level required to become a client?
We do not impose a fixed minimum asset threshold.
Our clients engage with us at different stages of their financial lives, including the next generation of existing client families. The focus is on building a long-term relationship and providing relevant, high-quality advice as financial complexity evolves.
What does the onboarding process look like?
The process begins with a detailed discovery phase to understand your financial position, objectives, and jurisdictional considerations.
This is followed by analysis and strategy design, structured implementation, and ongoing management. Over time, the relationship evolves into a long-term partnership, with continuous oversight and proactive adjustments as circumstances change.